Free side-by-side test

Send one borrower package. Get a free covenant test in 5 business days.

Choose a loan you know well, ideally one you've already tested. We recalculate every financial covenant from the agreement and set our results beside the borrower's certificate and your own model. No cost, no obligation.

What happens next

Four steps, all in writing.

You submit this form. We reply by email within one business day.

We sign a mutual NDA.

You send the credit agreement, amendments and one quarterly package to the secure route we give you.

Within 5 business days you get the test memo, the workbook and a short written walkthrough.

Q3 2026 note. Most Q3 packages arrive in mid-to-late November. If you'd like us to test a live Q3 package as it arrives, say so and we'll hold a slot.

One free test per firm, no obligation
Mutual NDA before any documents change hands
Free-test documents are deleted within 30 days of your results unless you become a client

Request your free test

Full name *

Work email *

Firm name *

Your role *

Lender type *

Active facilities

Which package would you like to test? A recent historical package A live Q3 2026 package as it arrives

Reporting frequency Quarterly Monthly Borrowing base

Anything we should know?

I understand no documents should be sent until a mutual NDA is signed. *

One free test per firm. The test is an analytical work paper for internal review, not investment, legal or valuation advice. We reply from [email protected].

This form opens a pre-filled email to [email protected]. If nothing happens, email us directly with "Free test" in the subject.